Resource Library
We've curated everything you'll need to seamlessly integrate financial literacy into your curriculum.
Welcome
Financial literacy is one of the hardest subjects to teach - and it's because of the lack of resources available to educators. Content is hard to find and often pricey. We at Project Bright Beginnings strive to fix this.
Here we give you the best online videos, worksheets, and quizzes, organized in an incredibly user-friendly curriculum, complete with modules and learning targets.
Website Walkthrough
New to our Resource Library? Watch this quick video to learn how to navigate and make the most of our resources.
Finance Workbook
Our finance workbook is a comprehensive resource designed for elementary school students. Filled with age-appropriate activities, colorful illustrations, and interactive exercises.
Download WorkbookFinancial Picture Books
Educational picture books that introduce financial topics in engaging stories for younger audiences.
Search Resources
Looking for a specific worksheet, video, or quiz? Search our entire library.
Curriculum at a Glance
Here are our units, all in one place! Click on each module to see a quick overview.
Full Curriculum
Explore all modules with complete resources, videos, worksheets, and teaching guides.
Module 1: Financial Basics
Learning Target
I can define basic finance terms and apply them to scenarios and make change.
Module 1 KWL
Download WorksheetHow do I use it?
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
What's the reasoning behind it?
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 1.1: Important Financial Terms
Class Activities:
- Write down vocabulary words covered in Worksheet 1.1 and have a class discussion about the definitions before and after watching the video.
1.1 Matching Terms
Download WorksheetHow do I use it?
Have students write the letter of the definition in the blank space next to the matching term.
1.2 Fill in the Blank
Download WorksheetHow do I use it?
Have students write the correct vocabulary word that matches the sentence in the blank space.
Module 1 Quiz
Video 1.3: Making Change
Class Activities:
- Lay out a variety of different coins and ask students to sort them into groups.
- Teach students the coin song and have a class sing-along.
- Give students values and ask them to provide coins that total the given value.
1.3 Identifying Coins + Making Change
Download WorksheetHow do I use it?
Have students write the name of the coin next to the image. Then have them add up the values of the coins shown. Fake coins/tokens are helpful, but not necessary for this worksheet.
Module 2: Saving and Spending
Learning Target
I can identify and make healthy saving and spending decisions as well as utilize a budget to achieve my financial goals.
Module 2 KWL
Download WorksheetHow do I use it?
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
What's the reasoning behind it?
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 2.1: Healthy Saving and Spending Habits
Class Activities:
- Write down the vocabulary from Worksheet 2.2 and have a class discussion about the definitions before and after watching the video.
- Ask students what items they would want to save up for.
2.1 Matching Terms
Download WorksheetHow do I use it?
Have students write the letter of the definition in the blank space next to the matching term.
2.2 Spending Simulations
Download WorksheetHow do I use it?
Have students read the scenario, evaluate if the character has enough savings to spend on the item they want, and respond to the given question. Guide students through a class discussion of listing items they want to save for and the prices in order to make a 'class budget'.
2.3 Creating a Budget
Download WorksheetHow do I use it?
Have students list out items they want. Then help them use the internet to find approximate prices. Encourage students to discuss ways to make money to save up for the items they've listed.
2.4 Budget Simulations
Download WorksheetHow do I use it?
Have students choose a lifestyle plan. Then guide them through an appropriate budget that accounts for both their incomes and expenses. Encourage students to explain why they were unable to choose certain items due to budget restrictions.
Module 3: All Things Banking
Learning Target
I can identify the correct stock trends and I understand investments, credit versus debt, as well as deposits.
Module 3 KWL
Download WorksheetHow do I use it?
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
What's the reasoning behind it?
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 3.1: Credit and Debit
Class Activities:
- Write down vocabulary from Worksheet 3.1 and have a class discussion about the definitions before and after watching the video.
- Encourage students to explore reasons why someone would choose credit instead of debit and vice versa.
3.1 Word Scramble
Download WorksheetHow do I use it?
Have students unscramble the words and write the correct spelling in the blank space.
3.2 Word Search
Download WorksheetHow do I use it?
Have students find the words from the bank in the word search.
3.3 Credit Pros and Cons
Download WorksheetHow do I use it?
Have students define the words given based on Video 3.1. Encourage an in-class discussion about the benefits and negatives of using credit to pay for purchases and ask students to list down the main points in their chart.
Video 3.4: Investing
Class Activities:
- List the different kinds of investing on a board and ask students to help come up with characteristics.
3.4 Identifying Stock Trends
Download WorksheetHow do I use it?
Have students analyze the graph shown in the worksheet and identify the trend. For students newer to this concept, draw sample graphs on the board and lead a discussion about understanding trends on graphs.
Video 3.5: Deposits
3.5 Writing a Check
Download WorksheetHow do I use it?
Draw a model of a check. Have students follow along with their diagrams as you explain the 'anatomy'. Then have them follow the directions to write their own checks.
Module 4: Business
Learning Target
I can define terms like revenue, expenses, and profit and I understand how to start a business.
Module 4 KWL
Download WorksheetHow do I use it?
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
What's the reasoning behind it?
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 4.1: Creating Your Own Business
Class Activities:
- Help students brainstorm ideas for potential businesses. Go over terms like revenue and expenses.
4.1 Juice Stand
Download WorksheetHow do I use it?
Have students decorate their Juice Stand, then make important decisions about their product as well as the type of equipment they use. Make sure the math adds up when grading.
4.2 Business Scenarios
Download WorksheetHow do I use it?
Brainstorm business ideas with students, have them pick their favorite one, and elaborate on it with this worksheet. Encourage 3-4 sentence answers.
4.3 Scarcity + Costs
Download WorksheetHow do I use it?
Define the terms scarce and available to students and explain what it does to the cost of the product. Have students read the given scenarios and figure out how the availability of a material affects various other factors.
4.4 Business Word Search
Download WorksheetHow do I use it?
Have students find the words from the bank in the word search.
4.5 Revenue, Expenses, and Profit Word Problems
Download WorksheetHow do I use it?
Have students read the given scenarios and use the "revenue-expenses=profit" equation in order to find the profit.
4.6 Types of Expenses
Download WorksheetHow do I use it?
Ask students through an in-class discussion to list characteristics of the four types of expenses. Then have students decide which type the provided scenarios are.
Module 5: Taxes
Learning Target
I can calculate taxes and discounts.
Module 5 KWL
Download WorksheetHow do I use it?
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
What's the reasoning behind it?
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
Video 5.1: Taxes
Class Activities:
- Answer the multiple choice questions from Worksheet 5.2 and check your answers with a partner.
- The second worksheet is calculating taxes, have your teacher explain the process to you.
5.3 Calculating Taxes
Download WorksheetHow do I use it?
Have students do the math by hand or use a calculator to figure out the tax of each item.
Module 6: Summary
Learning Target
I can confidently apply the skills learned in previous modules.
Module 6 KWL
Download WorksheetHow do I use it?
Students fill out the "Know" and "Want to Know" portions of the chart before starting the module, and then complete the "Learned" portion after finishing the module.
What's the reasoning behind it?
KWLs help students visualize the learning process and organize the information they're learning. In addition, these charts help students develop effective notetaking methods at a young age. KWLs also allow teachers to identify student needs and give them the opportunity to deliver lessons specifically catered to learning gaps.
6.1 Review Packet
Download WorksheetHow do I use it?
Have students follow the instructions and complete the activities of each module accordingly.
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9th grade teacher, Marcus High School
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